HOW WE CAN HELP
Johnson Retirement
Securing Your Income: How to fund your Retirement
Retirement ultimately comes down to how much secure income you have coming in every month. When it comes to planning ahead for it, a good financial advisor will make it easier to prioritize your accounts in relation to your most important goals. Whether it’s funding your child’s doctorate degree or moving to a warmer climate, every person’s retirement will look a little different.
Johnson Retirement is here to strategize your portfolio, introducing risk when needed or drawing back if your investments are leaving you unprotected anywhere. Adam safeguards your most valuable assets first and then presents opportunities where you can maximize your holdings. You ultimately determine where and how to spend your hard-earned money. If the market shifts, he’s there to help you respond to the changes.
Throughout it all, the emphasis is on how to grow your monthly income when you retire. Whether that’s from Social Security or rental income, these paychecks are critical to how you experience your retirement. Even the most modest retirement dream will need some money behind it. Johnson Retirement walks you through different scenarios to determine just how much you’ll need to be comfortable, and then looks for ways to give you even more wiggle room.
If you really boil it down, there are three things you need to know when investing.
1. How much can you save every month and are there ways to save more?
2. How can you utilize risk in a way that will grow your savings?
3. How will you feel when you’re ready to retire and you have everything you need?
What We Can Help You With
retirement income planning
maximizing social security
retirement income planning
How to Plan your retirement income
There’s no such thing as a one-size-fits-all retirement. You might have heard that you need somewhere around $1 million, but this is more of a general observation if you want to withdraw between $40,000 to $50,000 per year. You might have bigger plans than this, or you may have more modest needs.
So, if you’re calculating “how much to retire,” just remember that your income planning won’t necessarily look anything like your neighbor’s, co-worker’s or brother’s. A financial advisor is essentially there to strategize how they can turn your regular paycheck into a retirement paycheck, ensuring that the weeks you spend at your job don’t look all that differently than the weeks you spend golfing during your retirement.
Once you have enough set aside, you’ll be able to weather any financial storms in the future and still have enough left over for your daily living expenses. A good financial advisor is there to put the puzzle pieces together. From your personal relationship with risks to your investment interests, Adam is there to assess the possibilities and present both the advantages and disadvantages of each decision. Your retirement income can be so much more than pensions and IRAs. It can be augmented by anything from dividends to rental income.
Whether you’re approaching retirement age or you’re still many moons away, now is a good time to look at what kind of steady income could be yours every month. How much do I need to retire? Let us help you answer this retirement planning question with expert advice, market insight, and personal guidance.
Maximizing Social Security
If you’re interested in getting the biggest paycheck from a system you’ve paid into your whole life, you’re in for some good news. While a financial advisor would never tell you to rely solely on Social Security for your retirement, that doesn’t mean you can’t find ways to get more from it. If you live in Springfield, Missouri, the right professional can show you how to bump up the number on your Social Security benefits statement.
How to Increase your social security
This social program is undoubtedly confusing, and it’s gone through untold changes over the many decades it’s been around. It may have once been a good source of funds for a retired person at one point, but today it’s more famous for giving a pittance of what a person needs to survive.
If you’re only using a Social Security estimator, it would be easy to think that you’re not entitled to very much at all. Yet there may be more to the story than meets the eye. There’s no reason to leave money on the table though when you have the right strategies.
If you make a mistake when you first apply for Social Security, it’s typically permanent. (And plenty of people will make a mistake if they don’t understand the system.) Over time, it could mean losing out on thousands of dollars that were legitimately yours. Even if you’re nowhere close to clocking out for the last time, you can learn more about what to expect down the line. When you maximize Social Security benefits, get an extra financial cushion that can help you cover all those unexpected events that might pop up later on.
Maximizing Social Security
If you’re interested in getting the biggest paycheck from a system you’ve paid into your whole life, you’re in for some good news. While a financial advisor would never tell you to rely solely on Social Security for your retirement, that doesn’t mean you can’t find ways to get more from it. If you live in Springfield, Missouri, the right professional can show you how to bump up the number on your Social Security benefits statement.
How to Increase your social security
This social program is undoubtedly confusing, and it’s gone through untold changes over the many decades it’s been around. It may have once been a good source of funds for a retired person at one point, but today it’s more famous for giving a pittance of what a person needs to survive.
If you’re only using a Social Security estimator, it would be easy to think that you’re not entitled to very much at all. Yet there may be more to the story than meets the eye. There’s no reason to leave money on the table though when you have the right strategies.
If you make a mistake when you first apply for Social Security, it’s typically permanent. (And plenty of people will make a mistake if they don’t understand the system.) Over time, it could mean losing out on thousands of dollars that were legitimately yours. Even if you’re nowhere close to clocking out for the last time, you can learn more about what to expect down the line. When you maximize Social Security benefits, get an extra financial cushion that can help you cover all those unexpected events that might pop up later on.